Welcome to one of the most in-depth exploration of real estate dynamics and economic trends that are shaping the landscape of the U.S. housing market! In this special feature, we bring you private research and insights from the 72Sold Team, as discussed and unraveled weekly by industry experts Sarah Perkins and Greg Hague. Each video offers a deep dive into key factors influencing real estate today, and you won’t want to miss a single video.
Are you ready for a real estate shake-up? Hold on tight because the game is changing, and it’s hitting home buyers and sellers where it hurts the most – their wallets! Get this: a legal bombshell called the Sitzer-Burnett lawsuit just dropped right before the Thanksgiving holidays, and it’s turning the real estate world upside down.
Ok, so you are tired of renting. But what should be your next step? Should you rent-to-own? Or buy using seller financing? Or apply for a mortgage? Or keep renting? What do all those terms mean? Which one is better for you? Nothing is absolute, but we can set some Read more…
我们提议更新《声明》第五条第2和第3节,以增强清晰度并为协会的财务管理提供更大的灵活性。这些变更旨在确保协会在高效运营的同时,保持透明性并能够响应社区需求。 1. 扩大评估用途 以前,第2节将评估的用途限制在维护和维修方面,这可能会对行政、法律及其他必要费用是否为允许的支出造成混淆。更新的语言明确包括保险、行政、法律、审计和会计费用。这些更新反映了履行《声明》中规定的协会义务所需的全面服务范围。 2. 年度评估的灵活确定 第3节更新允许董事会在符合协会财务规划和项目执行的时间点确定年度评估金额。此前,评估必须在年初设定,这可能导致预测过时,若出现意外开支则可能造成财务压力。根据拟议的变更,董事会每年可以调整一次(不指定使用的月份)。如果章程修改获得通过,这种灵活性甚至使我们能够在年内降低HOA费用。 草案保留了业主批准年度HOA费用超过5%增幅的要求。这与董事会目前的运作方式保持一致,没有变化。 这些变更旨在促进财务灵活性,并赋予董事会根据社区不断变化的需求管理评估的能力。我们相信,这些更新将使协会在履行承诺时更加敏捷,同时保障业主利益。 我们感谢您的支持,并希望与您共同努力改善社区福祉。如果您对这些更新有任何问题或担忧,请随时联系我们。 关于对第八条:保险的拟议修改说明 尊敬的业主: 我们提议对《声明》第八条进行重大更新,以应对我们在为HOA获取和维持商业保险方面面临的挑战。随着时间的推移,获得建筑保险的要求和成本变得越来越困难,导致我们可选择的保险方案有限,并且无法为社区提供足够的保障。 经过仔细考虑,董事会认为业主自行持有保险单将为其提供更可靠、更个性化的保障。根据拟议的变更,HOA将专注于为公共区域投保,例如景观、会所和其他共享空间。业主将负责为其个人物业(包括联排别墅及改良部分)投保,并为其地块提供责任险。这种转变确保在损失发生时,保险赔偿金直接支付给业主,简化理赔流程,并赋予业主对其保障和维修的完全控制权。 1. 将保险责任转移给业主 更新后的《声明》明确规定,业主现在将负责为其个人住宅(包括联排别墅及改良部分)、个人财产和责任险投保。第8.01(a)(ii)节鼓励业主确保拥有全面的保险以保护其财产,而第8.05节明确说明HOA将不再为个人住宅提供财产或责任保险。这种转变确保在损失发生时,保险赔偿金直接支付给业主,使理赔流程更加简化,并赋予业主对其保障和维修的完全控制权。 2. HOA保险重点(第8.01(a)(i)节) 根据拟议变更,HOA将继续为公共区域(包括景观、娱乐设施及其他共享空间)维持保险覆盖范围。第8.01(a)(i)节明确规定了HOA有责任为这些区域投保财产和责任险。这使得HOA能够将资源集中在社区的整体需求上,同时减少因管理保险事务而导致的行政和财务负担。 3. 维护责任的变更(第8.04节) 随着保险责任转移给业主,维护义务也将相应变化。第8.04节要求业主在事故发生后及时修复或更换其地块上的受损改良部分或景观。如果业主未能在规定时间内恢复其财产,HOA可能会介入清除碎片或解决安全隐患,相关费用将由业主承担。这确保了社区的安全和美观环境得以维持。 4. 赔偿和责任(第8.05节) 第8.05节进一步保护HOA,规定协会及其董事会成员对个人财产损害不承担责任。业主被明确要求就其财产相关的索赔对协会进行赔偿,以确保HOA的财务和法律稳定性。 这些更新旨在提供有关保险和维护责任的明确指南,促进财务效率,并赋予业主管理自己财产保护的权利。我们鼓励所有业主仔细审阅拟议的变更,并在即将进行的投票前提出任何问题或反馈。 以上为该文档的中文翻译。如需进一步帮助,请告知!
Answering Questions from the Letter the Homeowners Received from Joyce, Glenda, Barbara Explanation of Proposed Changes to Declaration, Article V, Sections 2 and 3 We are proposing updates to Article V, Sections 2 and 3 of the Declaration to enhance clarity and provide greater flexibility in the management of our Read more…
Nov 2024 Elena is a BRRR real estate investor herself, and she works with many real estate investors, both in Texas and in other states, and even from other countries, in order to locate and secure investment properties. Among many services that she can provide are: coaching and “first deal” Read more…
There is no doubt, the 2024 presidential election is making waves in DFW real estate. Historically, elections always bring some uncertainty—buyers pause, interest rates shift, and policies are up in the air. But this year, the results seem to be even more pronounced. But here’s what the historical data shows: Read more…
BuyerBoost TL is a no-cost, low-risk program designed to help home sellers connect with motivated buyers who can make full-price offers, even without traditional financing. Backed by a private lender, this innovative solution allows sellers to close faster and with fewer contingencies—perfect for those navigating a slow market. The 14-day marketing trial offers flexibility, attracting buyers with large down payments, ensuring a smooth, fast sale process with peace of mind.
by Elena Garrett, Oct 14, 2024 If you’re exploring rent-to-own programs in the Dallas-Fort Worth area, four prominent options you should consider are Divvy Homes, Utopia Homes, MLS Rent-to-Own Properties, and Off-Market Properties. These programs offer different approaches to helping you transition from renter to homeowner. Let’s take a closer Read more…
This article is for those of you who are tired of your renovated homes just sitting on the market. If you are worried about the market in your area and you absolutely MUST maximize your returns from your flip, read up on the 72SOLD home sale system that typically performs better in slower markets than the traditional realtor sale approach.
The DFW real estate market is experiencing unprecedented changes this summer. With interest rates holding steady and market dynamics shifting, July might be your last chance to maximize profits or secure a great deal. Discover why this month is crucial for both buyers and sellers and what strategies can help you stay ahead in these unpredictable times.
by Elena Garrett, March 2, 2024 One of our long-standing partners, Supreme Lending, announced a groundbreaking new program that would allow home buyers with low credit scores or insufficient job history to be eligible for a home purchase. Here is the video of the interview with Karla Parra from Supreme Read more…
Despite still-elevated interest rates, the sale trends in 2024 are currently repeating the traditional “Spring-Summer” price fluctuation of the previous year. The best times to sell at the highest profit this year is likely going to be MAY due to potentially unpredictable impact of the Realtor commission lawsuit that is guaranteed to add more chaos and uncertainty to the already-unsettled current home market, not to mention the potential national and international Black Swan events that may appear closer to the conclusion of the Election Campaign this year. The best time to buy the house in 2024 will be April-May, due to the same lawsuit and the same potential issues that the election environment might bring unexpectedly.