Elena Garrett, Realtor in Dallas Texas - My Blog

Residential and Investment Properties in Dallas - Fort Worth

Elena Garrett, Realtor in Dallas Texas - My Blog

Holiday Newsletter – December 2020

The year of 2020 has been a an economic roller coaster for the Dallas Fort Worth economy and for many of you and your loved ones. Here I summarize some year-end updates for anyone reading this (whether you own, rent, or invest) and set out some things to look forward Read more…


Impact of COVID on the 2020 housing market in DFW

Since the COVID epidemic started in April-March of 2020, most analysts were predicting dire scenarios for the real estate market. The overall expectation was the home prices would crash and foreclosures would soar due to high rates of unemployment and economic uncertainty. A large number of investors and a lot Read more…


Real Estate Stats and Trends

2020 HOLIDAYS NEWSLETTER- December 20, 2020


DFW housing prices stats 2015-2020

Love crunching numbers? Want to get raw unbiased data on the real estate trends in the North Texas? This page is for you. DFW real estate performance in the last 5 years Dallas, Collin, Denton, Tarrant county numbers. Can you identify the most affordable place to buy in DFW? Which Read more…


Rejected from Divvy Homes Program? Read this…

Divvy Homes is a pretty good rent-to-own program, but it has pretty strict applicant selection guidelines. About 90% of the applicants to Divvy homes, in my limited experience, are rejected either during the initial pre-qualification or during the more in-depth underwriting process. So, what should people who cannot use Divvy Read more…


Credit Score-Based House Purchase Options

Ok, so you are tired of renting. But what should be your next step? Should you rent-to-own? Or buy using seller financing? Or apply for a mortgage? Or keep renting? What do all those terms mean? Which one is better for you? Nothing is absolute, but we can set some Read more…


Buying a house with ITIN

Buying a house with ITIN in North Texas

Most bank loans require the applicant to have an SSN number to apply. But what if you only have an ITIN number? You can still apply for a 30-year conventional (Fannie Mae) mortgage loan. What is typically needed to get approved for a loan using ITIN card? passport or matricula Read more…


THIS EVENT HAS ENDED! Online Home Buyer Workshop with Credit and Mortgage Experts

Hoping to buy a home soon? DON’T MISS this online workshop that will be PACKED with information on: assistance programs available to LOW-INCOME FAMILIES homes with 0% DOWN payment credit scores & down payment requirements needed for each program ways to overcome past CREDIT ISSUES private financing for self-employed and Read more…


Divvy Homes Rent-to-Own Program in Texas

Many people are feeling the pinch of today’s home market prices in DFW. Credit issues, no downpayment, lack of cash to bid over the asking price on homes – all of these factors contribute to many people renting and watching the home prices rise. Feel like you cannot win in Read more…


Seller Financed Houses (DUEÑO A DUEÑO) in North Texas

seller financed residential homes in north texas

I am one of the very few DFW Realtors who specialize in seller-financed transactions. Let’s work together! Follow me on YouTube, Instagram, FaceBook, or Twitter for more videos, posts, and info on buying with owner financing in Texas! Save time: Avoid pursuing strategies that will not work Avoid wasting weeks and month on FRUITLESS SEARCHES Read more…