Rejected from Divvy Homes Program? Read this…

Divvy Homes is a pretty good rent-to-own program, but it has pretty strict applicant selection guidelines. About 90% of the applicants to Divvy homes, in my limited experience, are rejected either during the initial pre-qualification or during the more in-depth underwriting process.

So, what should people who cannot use Divvy Homes program do?

Check for the reasons why they rejected the application.

Was it due to low credit? Or too high debt to income ratio? Recent bankruptcies? Criminal record? Understanding the issue will help finding the right solution to your situation

See if their decision needs to be appealed.

If you think they made an error – let me know, so we can try appealing the initial decision on your case.

Understand other options you have

How important is it for you to start the process of buying this year? Even though you might hate throwing money away on rent, it helps to remember that