Divvy Homes is a pretty good rent-to-own program, but it has pretty strict applicant selection guidelines. About 90% of the applicants to Divvy homes, in my limited experience, are rejected either during the initial pre-qualification or during the more in-depth underwriting process. So, what should people who cannot use Divvy Read more…
Ok, so you are tired of renting. But what should be your next step? Should you rent-to-own? Or buy using seller financing? Or apply for a mortgage? Or keep renting? What do all those terms mean? Which one is better for you? Nothing is absolute, but we can set some Read more…
Most bank loans require the applicant to have an SSN number to apply. But what if you only have an ITIN number? You can still apply for a 30-year conventional (Fannie Mae) mortgage loan. What is typically needed to get approved for a loan using ITIN card? passport or matricula Read more…
Many people are feeling the pinch of today’s home market prices in DFW. Credit issues, no downpayment, lack of cash to bid over the asking price on homes – all of these factors contribute to many people renting and watching the home prices rise. Feel like you cannot win in Read more…
I am one of the very few DFW Realtors who specialize in seller-financed transactions. Let’s work together! Follow me on YouTube, Instagram, FaceBook, or Twitter for more videos, posts, and info on buying with owner financing in Texas! Save time: Avoid pursuing strategies that will not work Avoid wasting weeks and month on FRUITLESS SEARCHES Read more…
1. See homes not visible online Your Realtor® can often find homes that Zillow, Realtor.com and RedFin do not see. Gain an advantage over other buyers by being the only buyer for those properties, and snatch a good price deal while the competition is busy elsewhere. 2. Avoid drowning in Read more…
The process of buying a home is fairly straightforward, but it does require some understanding of the main steps that most buyers have to take to get the keys to their dream home. This is a very simplified flow chart that should give you enough information to know where in the process you are, and what will come next.
About Elena
Hi, my name is Elena Garrett, and I am a real estate agent with Keller Williams Central 75 brokerage in Dallas – Fort Worth. I work with both residential and commercial real estate transactions.
Reach out to me with any questions or comments on my blog.
(469) 371 4961
egarrett @ kw.com
