Elena Garrett, Realtor in Dallas Texas - My Blog

Residential and Investment Properties in Dallas - Fort Worth

Elena Garrett, Realtor in Dallas Texas - My Blog

Ready to Buy a Home?

tired of renting picture

Renting has many disadvantages: increasing rents, difficulty having repairs done right, lack of privacy and control over your own living space. The most important disadvantage, however, is the fact that none of the money you spend on rent every year is generating any return on investment for your family. Many Read more…


Need Help With Your Home Purchase Strategy?

Try #Elena’s 7-Steps to Home Ownership Plan to go from dreaming about a house to walking into your new house with keys in hand!


Rejected from Divvy Homes Program? Read this…

Divvy Homes is a pretty good rent-to-own program, but it has pretty strict applicant selection guidelines. About 90% of the applicants to Divvy homes, in my limited experience, are rejected either during the initial pre-qualification or during the more in-depth underwriting process. So, what should people who cannot use Divvy Read more…


Credit Score-Based House Purchase Options

Ok, so you are tired of renting. But what should be your next step? Should you rent-to-own? Or buy using seller financing? Or apply for a mortgage? Or keep renting? What do all those terms mean? Which one is better for you? Nothing is absolute, but we can set some Read more…


Buying a house with ITIN

Buying a house with ITIN in North Texas

Most bank loans require the applicant to have an SSN number to apply. But what if you only have an ITIN number? You can still apply for a 30-year conventional (Fannie Mae) mortgage loan. What is typically needed to get approved for a loan using ITIN card? passport or matricula Read more…


Divvy Homes Rent-to-Own Program in Texas

Many people are feeling the pinch of today’s home market prices in DFW. Credit issues, no downpayment, lack of cash to bid over the asking price on homes – all of these factors contribute to many people renting and watching the home prices rise. Feel like you cannot win in Read more…


Seller Financed Houses (DUEÑO A DUEÑO) in North Texas

seller financed residential homes in north texas

I am one of the very few DFW Realtors who specialize in seller-financed transactions. Let’s work together! Follow me on YouTube, Instagram, FaceBook, or Twitter for more videos, posts, and info on buying with owner financing in Texas! Save time: Avoid pursuing strategies that will not work Avoid wasting weeks and month on FRUITLESS SEARCHES Read more…